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Today's Mortgage Rates

Current rates as of Wednesday, August 12, 2026

30-Year Fixed

6.85%

↓ from 6.92%

Most popular loan type

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15-Year Fixed

6.12%

↓ from 6.18%

Pay off sooner, save interest

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5/1 ARM

6.24%

→ stable

Lower initial rate

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Rates shown are national averages and may vary based on credit score, loan amount, and location. Contact a lender for personalized rates.